Personal Loan
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Know MoreEducation Loan
Apply for an education loan online for higher studies in India or abroad. Check education loan eligibility, admission letter, fee structure, co-borrower documents, collateral requirements, EMI planning, moratorium period, and disbursement process.
Education Loan Eligibility, Co-borrower and Fee Support
Prepare student documents, co-borrower income proof, fee structure, collateral details, and repayment planning for smoother education loan review.
Education Loan Features and Benefits
Understand education loan documents, eligibility, co-borrower role, moratorium, EMI planning, collateral, and fee disbursement process.
- Study loan guidance for India and abroad
- Student and co-borrower document checklist
- Fee structure and admission document review
- Collateral guidance for higher loan amounts
- Moratorium and EMI planning support
- Disbursement support based on course schedule
Education Loan EMI Calculator
Rs. 1,705.77/-
You will pay an estimated monthly EMI based on your values.
10 K40 Lac
6 months180 months
8%36%
Education Loan Interest Rate, EMI and Charges
- Rate depends on course, institution, co-borrower profile, collateral, and lender policy.
- Processing, insurance, documentation, and legal charges may apply.
- Repayment may start after moratorium depending on sanction terms.
- Collateral requirements vary by loan amount and lender rules.
- Read fee disbursement and repayment schedule carefully.
- Education Loan | ₹50K – ₹1.5Cr | 12 – 180 months | 8% – 15% | ₹15L / 120 mo / 10.5%
- *"Indicative range. Your actual rate is set by the lender."*
Documents Required
- Student KYC and academic marksheets
- Admission letter and course fee structure
- Co-applicant KYC, income proof, and bank statement
- Scholarship, margin money, or savings proof where applicable
- Collateral documents for higher loan amounts where required
- Passport, visa, or overseas admission documents where applicable
Process
Course and admission review -> Student and co-borrower assessment -> Document verification -> Collateral review if applicable -> Sanction letter -> Fee disbursement as per schedule.
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Know MoreHow do I apply for education loan online?
You can apply for education loan online by registering, filling the application form, uploading KYC, income, and required documents, previewing your details, and submitting the request for review.
Note: Use accurate details because the same information is used for loan review, email updates, and document verification.
What documents are required for education loan?
Common documents include PAN, Aadhaar, address proof, income proof, bank statement, photo, signature, and loan-specific papers such as property, vehicle, business, or admission documents.
Note: Final document requirements depend on borrower profile, loan amount, lender policy, and verification stage.
How is education loan EMI calculated?
EMI is calculated using loan amount, interest rate, and tenure. Use the EMI calculator to estimate monthly repayment before submitting the loan application.
Note: Final EMI can change after lender verification, charges, insurance, and sanction terms.